:root{
  --ink:#010852;
  --ink-soft:#24355d;
  --ash:#f4f9ff;
  --line:#dde7f3;
  --paper:#ffffff;
  --accent:#3088fd;
  --accent-dark:#115abf;
  --text:#1e1e1e;
  --muted:#606163;
  --success:#347856;
  --danger:#910011;
  --maxw:1140px;
  --readw:760px;
  --radius:8px;
  --shadow:0 6px 24px rgba(1,8,82,0.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Roboto,-apple-system,BlinkMacSystemFont,"Segoe UI","Helvetica Neue",Arial,sans-serif;
  color:var(--text);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{color:var(--ink);text-decoration:none;border-bottom:1px solid transparent;transition:border-color .15s}
a:hover{border-bottom-color:var(--ink)}
img{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{color:var(--ink);line-height:1.25;margin:1.4em 0 .5em;font-weight:700;font-family:Rubik,Roboto,sans-serif}
h1{font-size:2.1rem;margin-top:0}
h2{font-size:1.5rem;border-top:1px solid var(--line);padding-top:1.2em;margin-top:2em}
h3{font-size:1.2rem}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.4em}
li{margin:.35em 0}
hr{border:none;border-top:1px solid var(--line);margin:2em 0}
blockquote{border-left:4px solid var(--accent);background:var(--ash);padding:.8em 1.2em;margin:1.4em 0;color:var(--ink-soft);border-radius:0 var(--radius) var(--radius) 0}
code{background:var(--ash);padding:.15em .4em;border-radius:4px;font-size:.9em}

/* -- Header ------------------------------------------------- */
.site-header{background:#fff;border-bottom:1px solid #e6e6e6;position:sticky;top:0;z-index:100}
.header-inner{max-width:var(--maxw);margin:0 auto;padding:.9em 1.2em;display:flex;align-items:center;justify-content:space-between;gap:1.6em}
.brand{display:flex;align-items:center;border-bottom:none}
.brand img{width:200px;height:39px}
.site-nav{display:flex;gap:1.5em;align-items:center}
.site-nav a{color:var(--ink);font-weight:500;font-size:.95rem;border-bottom:none}
.site-nav a:hover{color:var(--accent)}
.nav-cta{background:var(--accent);color:#fff !important;padding:.55em 1.5em;border-radius:4px;font-size:.95rem;font-weight:500}
.nav-cta:hover{background:var(--accent-dark)}
.menu-btn{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--ink)}

/* -- Footer ------------------------------------------------- */
.site-footer{margin-top:4em;background:#fff;border-top:1px solid #e6e6e6;color:#606163;padding:2.5em 1.2em 2em;text-align:center}
.footer-inner{max-width:var(--maxw);margin:0 auto}
.footer-logo{width:190px;height:37px;margin:0 auto 1.3em}
.footer-links{font-size:.95rem;color:#9a9a9a;margin-bottom:1.1em;line-height:2}
.footer-links a{color:#333;border-bottom:none;margin:0 .35em}
.footer-links a:hover{color:var(--accent)}
.footer-co{margin:0 0 .25em;font-size:.95rem;color:#444}
.footer-disclaim{font-size:.8rem;color:#777;max-width:1100px;margin:.9em auto 0;line-height:1.55}

/* -- Layout ------------------------------------------------- */
.container{max-width:var(--maxw);margin:0 auto;padding:0 1.2em}
.reading{max-width:var(--readw);margin:0 auto;padding:0 1.2em}

/* -- Hero (homepage + category) ---------------------------- */
.hero{
  background:linear-gradient(135deg,var(--ink) 0%, #0f5891 100%);
  color:#fff;padding:4em 1.2em 4.5em;text-align:center;
}
.hero h1{color:#fff;font-size:2.6rem;max-width:800px;margin:0 auto .4em}
.hero p{color:#c3d7ea;font-size:1.15rem;max-width:660px;margin:0 auto 1.5em}
.hero .cta-row{display:flex;justify-content:center;gap:.8em;flex-wrap:wrap}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:.85em 1.6em;border-radius:4px;font-weight:600;font-size:1rem;border-bottom:none;transition:background .15s,transform .1s;font-family:Roboto,sans-serif}
.btn:hover{background:var(--accent-dark);color:#fff;border-bottom:none}
.btn:active{transform:translateY(1px)}
.btn.outline{background:transparent;border:2px solid #fff;padding:calc(.85em - 2px) calc(1.6em - 2px)}
.btn.outline:hover{background:#fff;color:var(--ink)}

/* -- Pillar section (homepage) ----------------------------- */
.pillar{padding:3.5em 1.2em}
.pillar-head{text-align:center;max-width:640px;margin:0 auto 2.5em}
.pillar-head h2{border-top:none;padding-top:0;margin-top:0;font-size:2rem}
.pillar-head p{color:var(--muted);font-size:1.05rem}

.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6em;max-width:var(--maxw);margin:0 auto}
.card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;
  transition:box-shadow .15s,transform .15s;
}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card a{border-bottom:none;color:var(--ink);display:block}
.card-thumb{aspect-ratio:16/9;background:var(--ash) center/cover no-repeat}
.card-body{padding:1.1em 1.2em 1.3em}
.card-tag{color:var(--accent);font-size:.78rem;text-transform:uppercase;font-weight:700;letter-spacing:.5px}
.card-title{font-size:1.1rem;line-height:1.35;margin:.4em 0 .55em;font-weight:700;color:var(--ink)}
.card-desc{color:var(--muted);font-size:.94rem;margin:0}

/* -- Article page ------------------------------------------ */
.article-page{padding:2em 0 3em}
.article-crumb{color:var(--muted);font-size:.9rem;margin-bottom:1em}
.article-crumb a{color:var(--muted)}
.article-tag{
  display:inline-block;background:var(--ink);color:#fff;padding:.25em .75em;border-radius:99px;
  font-size:.75rem;letter-spacing:.5px;text-transform:uppercase;font-weight:600;margin-bottom:1em;
}
.article-hero{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);margin:1.4em 0 2em;background:var(--ash)}
.article-meta{color:var(--muted);font-size:.9rem;margin:.5em 0 0;display:flex;flex-wrap:wrap;gap:.8em}
.article-meta span+span::before{content:"·";margin-right:.8em;color:var(--line)}

.toc{background:var(--ash);border-radius:var(--radius);padding:1.2em 1.4em;margin:2em 0;font-size:.95rem}
.toc h4{margin:0 0 .6em;font-size:.85rem;text-transform:uppercase;letter-spacing:.5px;color:var(--ink-soft)}
.toc ul{margin:0;padding-left:1.1em}
.toc a{color:var(--ink);border-bottom:none}
.toc a:hover{color:var(--accent)}

.faq{margin:3em 0 2em;padding:2em 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.faq h2{border-top:none;padding-top:0;margin-top:0}
.faq details{border-bottom:1px solid var(--line);padding:.6em 0}
.faq details:last-of-type{border-bottom:none}
.faq summary{cursor:pointer;font-weight:600;color:var(--ink);font-size:1.05rem;list-style:none;padding:.5em 0;position:relative;padding-right:2em}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:.5em;top:.5em;font-size:1.4em;color:var(--accent);font-weight:400;transition:transform .15s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq p{color:var(--ink-soft);margin:.4em 0 .8em}

.cta-box{background:var(--ash);border-left:4px solid var(--accent);padding:1.5em 1.6em;margin:2em 0;border-radius:0 var(--radius) var(--radius) 0}
.cta-box h3{margin:0 0 .4em;color:var(--ink);font-size:1.15rem}
.cta-box p{color:var(--ink-soft);margin:0 0 .8em}

.related{margin:3em 0 2em}
.related h3{font-size:1.3rem;margin-bottom:1em}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2em}
.related-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:box-shadow .15s;background:#fff}
.related-card:hover{box-shadow:var(--shadow)}
.related-card a{color:var(--ink);border-bottom:none;display:block}
.related-thumb{aspect-ratio:16/9;background:var(--ash) center/cover no-repeat}
.related-title{padding:.9em 1em 1.1em;font-weight:600;font-size:.98rem;line-height:1.35}

/* -- Article index / category page ------------------------- */
.index-head{padding:3em 1.2em 1em;text-align:center}
.index-head h1{font-size:2.4rem;margin-bottom:.3em}
.index-head p{color:var(--muted);max-width:640px;margin:0 auto;font-size:1.05rem}
.category-tabs{display:flex;justify-content:center;gap:.6em;flex-wrap:wrap;margin:1.5em 0 3em}
.category-tabs a{padding:.5em 1.2em;border:1px solid var(--line);border-radius:99px;color:var(--ink-soft);font-size:.95rem;border-bottom:1px solid var(--line)}
.category-tabs a.active,.category-tabs a:hover{background:var(--ink);color:#fff;border-color:var(--ink)}

/* -- Static (about, privacy, terms) ------------------------ */
.static-page{padding:3em 0}
.static-page h1{margin-bottom:1em}
.static-page p, .static-page li{color:var(--text)}
.static-page ul,.static-page ol{margin:0 0 1.2em}
.static-page .updated{color:var(--muted);font-size:.9rem;margin-bottom:2em}

/* -- Responsive -------------------------------------------- */
@media (max-width:900px){
  .site-nav{display:none}
  .menu-btn{display:block}
  .site-nav.open{
    display:flex;position:absolute;top:100%;right:0;left:0;background:#fff;
    flex-direction:column;padding:1em 1.2em;border-bottom:1px solid var(--line);gap:.8em;align-items:flex-start;
  }
  .hero h1{font-size:2rem}
  .hero p{font-size:1rem}
  .card-grid,.related-grid{grid-template-columns:1fr}
  .footer-inner{grid-template-columns:1fr 1fr}
  h1{font-size:1.7rem}
  h2{font-size:1.3rem}
}
@media (max-width:600px){
  .footer-inner{grid-template-columns:1fr;gap:1.4em}
  .hero{padding:3em 1em 3.5em}
  .index-head h1{font-size:1.9rem}
}

/* -- Newsletter ------------------------------------------- */
.newsletter{
  background:var(--ink);color:#fff;padding:3em 1.2em;text-align:center;margin-top:5em;
  background-image:linear-gradient(135deg,var(--ink) 0%,#124e7d 100%);
}
.newsletter h3{color:#fff;font-size:1.6rem;margin:0 0 .4em}
.newsletter p{color:#b6c9dc;max-width:520px;margin:0 auto 1.4em}
.newsletter form{max-width:460px;margin:0 auto;display:flex;gap:.6em;flex-wrap:wrap}
.newsletter input[type=email]{
  flex:1;min-width:200px;padding:.85em 1em;border:none;border-radius:var(--radius);
  font-size:1rem;background:#fff;color:var(--text);
}
.newsletter button{
  padding:.85em 1.4em;background:var(--accent);color:#fff;border:none;border-radius:var(--radius);
  font-size:1rem;font-weight:600;cursor:pointer;
}
.newsletter button:hover{background:var(--accent-dark)}

/* -- Offer slots (empty by default; populated later) ------- */
.offer-slot:empty{display:none}
.offer-slot-hero{margin:1.4em 0}
.offer-slot-bottom{margin:2em 0}

/* -- Forms (when injected into offer slots) --------------- */
.offer-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5em 1.6em;margin:1.4em 0;box-shadow:var(--shadow)}
.offer-form h3{margin-top:0;color:var(--ink)}
.offer-form p{color:var(--ink-soft)}
.offer-form label{display:block;font-size:.88rem;font-weight:600;color:var(--ink-soft);margin:.9em 0 .35em}
.offer-form input[type=text],
.offer-form input[type=email],
.offer-form input[type=tel],
.offer-form input[type=number],
.offer-form input[type=date],
.offer-form select{
  width:100%;padding:.75em .9em;border:1.5px solid var(--line);border-radius:6px;
  font-size:1rem;background:#fff;font-family:inherit;color:var(--text);box-sizing:border-box;
  transition:border-color .15s;
}
.offer-form input:focus,.offer-form select:focus{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(10,61,98,.12)}
.offer-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:.9em}
.offer-form button[type=submit],.offer-form .form-cta{
  display:inline-block;background:var(--accent);color:#fff;border:none;border-radius:var(--radius);
  padding:.95em 1.6em;font-size:1rem;font-weight:700;cursor:pointer;margin-top:1.2em;
  text-decoration:none;transition:background .15s;
}
.offer-form button[type=submit]:hover,.offer-form .form-cta:hover{background:var(--accent-dark)}
.offer-form .form-note{font-size:.82rem;color:var(--muted);margin-top:.9em}
@media (max-width:600px){.offer-form .form-row{grid-template-columns:1fr}}

/* ============================================================
   v2 — bigger header + prelander homepage restyle
   ============================================================ */

/* -- Header (bigger logo + brand) ------------------------- */


/* -- Hero image (homepage) --------------------------------- */
.hero-image{
  padding:0;
  background:linear-gradient(135deg,#08304d 0%,#0a3d62 100%) center/cover no-repeat;
  background-image:linear-gradient(rgba(6,29,50,.55),rgba(6,29,50,.55)),url(/assets/img/hero.jpg);
  position:relative;overflow:hidden;
  min-height:640px;display:flex;align-items:center;
}
.hero-overlay{display:none}
.hero-inner{
  max-width:var(--maxw);margin:0 auto;padding:5em 1.4em 4em;
  display:grid;grid-template-columns:1.05fr .95fr;gap:3.5em;align-items:center;width:100%;
}
.hero-copy h1{
  color:#fff;font-size:3.1rem;line-height:1.1;margin:0 0 .5em;
  text-shadow:0 2px 20px rgba(0,0,0,.35);letter-spacing:-.5px;
}
.hero-copy .hero-sub{
  color:#e6eef7;font-size:1.15rem;line-height:1.55;margin:0 0 1.6em;max-width:520px;
  text-shadow:0 1px 8px rgba(0,0,0,.35);
}
.hero-trust{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.55em}
.hero-trust li{color:#fff;font-weight:500;font-size:1.02rem;display:flex;align-items:center;gap:.55em}
.hero-trust .check{
  display:inline-flex;width:24px;height:24px;background:var(--accent);color:#fff;
  border-radius:50%;align-items:center;justify-content:center;font-size:.85rem;font-weight:700;flex-shrink:0;
}

/* -- Quote form (hero right column) ------------------------ */
.hero-form-wrap{position:relative;z-index:2}
.quote-form{
  background:#fff;border-radius:14px;padding:2em 2em 1.8em;
  box-shadow:0 30px 60px -20px rgba(0,0,0,.5),0 15px 30px -15px rgba(0,0,0,.35);
}
.quote-form h3{
  margin:0 0 .3em;font-size:1.5rem;color:var(--ink);letter-spacing:-.3px;
}
.quote-form .quote-form-sub{color:var(--ink-soft);margin:0 0 1.3em;font-size:.98rem}
.quote-form form label{
  display:block;font-size:.85rem;font-weight:600;color:var(--ink-soft);
  margin:.85em 0 .3em;
}
.quote-form form label:first-of-type{margin-top:0}
.quote-form input,.quote-form select{
  width:100%;padding:.85em 1em;border:1.5px solid var(--line);border-radius:8px;
  font-size:1rem;background:#fff;color:var(--text);font-family:inherit;box-sizing:border-box;
  transition:border-color .15s,box-shadow .15s;
}
.quote-form input:focus,.quote-form select:focus{
  outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(10,61,98,.15);
}
.quote-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:.7em}
.quote-form button[type=submit]{
  display:block;width:100%;background:var(--accent);color:#fff;border:none;border-radius:8px;
  padding:1.05em 1.4em;font-size:1.1rem;font-weight:700;cursor:pointer;margin-top:1.4em;
  transition:background .15s,transform .1s;
}
.quote-form button[type=submit]:hover{background:var(--accent-dark)}
.quote-form button[type=submit]:active{transform:translateY(1px)}
.quote-form .form-note{
  font-size:.75rem;color:var(--muted);text-align:center;margin:.9em 0 0;line-height:1.5;
}
.quote-form .form-note a{color:var(--muted);text-decoration:underline}
.quote-thanks{text-align:center;padding:2em 1em}
.quote-thanks h3{color:var(--success);margin:0 0 .5em}

/* -- Value strip (3-col trust) ----------------------------- */
.value-strip{background:var(--ink);color:#fff;padding:2em 1.4em}
.value-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:2em;text-align:center;max-width:var(--maxw);margin:0 auto;
}
.value-item{padding:.5em 0}
.value-num{color:var(--accent);font-size:2.2rem;font-weight:800;line-height:1;letter-spacing:-.5px;margin-bottom:.35em}
.value-label{color:#c8d5e2;font-size:.95rem}

/* -- Section head ------------------------------------------ */
.section-head{text-align:center;max-width:680px;margin:0 auto 2.5em}
.section-head h2{border-top:none;padding-top:0;margin-top:0;font-size:2.1rem;letter-spacing:-.4px}
.section-head p{color:var(--muted);font-size:1.05rem;margin:0}

/* -- How it works ------------------------------------------ */
.how-it-works{padding:4.5em 1.4em;background:var(--ash)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:2em;max-width:var(--maxw);margin:0 auto}
.step{background:#fff;border-radius:12px;padding:2em 1.8em;text-align:center;box-shadow:0 4px 20px rgba(10,61,98,.05)}
.step-num{
  width:52px;height:52px;background:var(--ink);color:var(--accent);border-radius:50%;
  display:inline-flex;align-items:center;justify-content:center;font-size:1.5rem;font-weight:800;
  margin-bottom:1em;
}
.step h3{margin:0 0 .5em;font-size:1.25rem}
.step p{color:var(--ink-soft);margin:0}

/* -- Featured articles: 4-col grid ------------------------- */
.pillar{padding:4.5em 1.4em}
.pillar .container{max-width:var(--maxw);margin:0 auto}
.card-grid-4{grid-template-columns:repeat(4,1fr);gap:1.4em}
.section-cta{text-align:center;margin-top:2.5em}
.btn.outline.dark{color:var(--ink);border-color:var(--ink)}
.btn.outline.dark:hover{background:var(--ink);color:#fff}
.btn.btn-large{padding:1.15em 2.2em;font-size:1.1rem}

/* -- Other topics tiles ------------------------------------ */
.other-topics{padding:4em 1.4em;background:var(--ash)}
.topic-row{
  display:grid;grid-template-columns:repeat(3,1fr);gap:1.4em;max-width:var(--maxw);margin:0 auto;
}
.topic-tile{
  display:block;background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:1.8em 1.6em;color:var(--ink);text-decoration:none;position:relative;
  transition:transform .15s,box-shadow .15s;border-bottom:1px solid var(--line);
}
.topic-tile:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(10,61,98,.1);border-color:transparent}
.topic-tile h3{margin:0 0 .4em;color:var(--ink);font-size:1.3rem}
.topic-tile p{color:var(--muted);margin:0 0 1em;font-size:.98rem}
.topic-tile .topic-arrow{color:var(--accent);font-weight:700;font-size:1.2rem}

/* -- Bottom CTA banner ------------------------------------- */
.bottom-cta{
  background:linear-gradient(135deg,var(--ink) 0%,#155080 100%);
  color:#fff;padding:4em 1.4em;text-align:center;
}
.bottom-cta h2{color:#fff;border-top:none;padding-top:0;margin-top:0;font-size:2.1rem}
.bottom-cta p{color:#c8d5e2;font-size:1.1rem;max-width:600px;margin:0 auto 1.6em}

/* -- Responsive updates for prelander ---------------------- */
@media (max-width:900px){
  .hero-inner{grid-template-columns:1fr;padding:3em 1.2em 2.5em;gap:2em}
  .hero-copy h1{font-size:2.2rem}
  .hero-copy .hero-sub{font-size:1.02rem}
  .value-grid{grid-template-columns:1fr;gap:1.2em}
  .steps{grid-template-columns:1fr;gap:1.2em}
  .card-grid-4{grid-template-columns:repeat(2,1fr)}
  .topic-row{grid-template-columns:1fr}
  .hero-image{min-height:auto}
  .brand{font-size:1.25rem}
  
}
@media (max-width:600px){
  .card-grid-4{grid-template-columns:1fr}
  .quote-form{padding:1.5em 1.4em}
  .quote-form .form-row{grid-template-columns:1fr}
  .value-num{font-size:1.8rem}
}

/* ============================================================
   v3 — legit-site polish: insurer strip, trust, state table,
   editorial team, homepage FAQ, article bylines
   ============================================================ */

/* -- Insurer strip (mock sample rates) --------------------- */
.insurer-strip{padding:2.5em 1.4em;background:#fff;border-bottom:1px solid var(--line)}
.insurer-strip-head{text-align:center;margin-bottom:1.6em}
.insurer-eyebrow{
  font-size:.85rem;letter-spacing:.5px;text-transform:uppercase;color:var(--ink);
  font-weight:700;margin:0 0 .3em;
}
.insurer-tag{font-size:.82rem;color:var(--muted);margin:0}
.insurer-grid{
  display:grid;grid-template-columns:repeat(6,1fr);gap:.9em;max-width:var(--maxw);margin:0 auto;
}
.insurer-chip{
  background:var(--paper);border:1px solid var(--line);border-radius:10px;
  padding:.85em 1em;display:flex;align-items:center;gap:.7em;transition:box-shadow .15s;
}
.insurer-chip:hover{box-shadow:var(--shadow);border-color:transparent}
.insurer-mono{
  width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  color:#fff;font-weight:800;font-size:1rem;flex-shrink:0;
  text-shadow:0 1px 2px rgba(0,0,0,.15);
}
.insurer-name{font-weight:600;color:var(--ink);font-size:.92rem;line-height:1.2}
.insurer-rate{color:var(--ink-soft);font-size:.82rem}
.insurer-rate strong{color:var(--ink);font-size:1rem}
.insurer-per{font-size:.7rem;color:var(--muted)}
@media (max-width:900px){.insurer-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:600px){.insurer-grid{grid-template-columns:repeat(2,1fr)}}

/* -- Trust row (why CarRateHub) ---------------------------- */
.trust-row{padding:4em 1.4em;background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.6em;max-width:var(--maxw);margin:0 auto}
.trust-card{
  background:var(--ash);border-radius:12px;padding:2em 1.6em;text-align:center;
  transition:transform .15s,box-shadow .15s;
}
.trust-card:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(10,61,98,.08)}
.trust-icon{
  width:52px;height:52px;background:#fff;border-radius:12px;
  display:inline-flex;align-items:center;justify-content:center;color:var(--ink);margin-bottom:.9em;
  box-shadow:0 4px 12px rgba(10,61,98,.1);
}
.trust-icon svg{width:26px;height:26px}
.trust-card h4{margin:0 0 .5em;color:var(--ink);font-size:1.05rem}
.trust-card p{color:var(--ink-soft);margin:0;font-size:.92rem;line-height:1.5}
@media (max-width:900px){.trust-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.trust-grid{grid-template-columns:1fr}}

/* -- State rate table -------------------------------------- */
.state-table-section{padding:4em 1.4em;background:#fff;border-top:1px solid var(--line)}
.state-table-wrap{max-width:var(--maxw);margin:0 auto;overflow-x:auto;border-radius:12px;box-shadow:0 4px 24px rgba(10,61,98,.06)}
.state-table{width:100%;border-collapse:collapse;background:#fff;min-width:640px}
.state-table thead{background:var(--ink);color:#fff}
.state-table th{padding:1em 1.2em;text-align:left;font-size:.85rem;text-transform:uppercase;letter-spacing:.5px;font-weight:700}
.state-table td{padding:1em 1.2em;border-bottom:1px solid var(--line);font-size:.95rem;color:var(--text)}
.state-table tr:last-child td{border-bottom:none}
.state-table tr:hover td{background:var(--ash)}
.state-name{font-weight:600;color:var(--ink)}
.state-range strong{color:var(--ink)}
.state-notes{color:var(--muted);font-size:.9rem}
.state-tier{
  display:inline-block;padding:.2em .7em;border-radius:99px;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.5px;
}
.tier-highest{background:#fbe6e6;color:#c0392b}
.tier-high{background:#fbf1e0;color:#c8802a}
.tier-avg{background:#e4edf5;color:#365e83}
.tier-low{background:#e2f4e9;color:#0d8a4f}

/* -- Editorial team preview (homepage) --------------------- */
.team-row{padding:4em 1.4em;background:var(--ash)}
.team-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:1.6em;max-width:var(--maxw);margin:0 auto;
}
.team-preview-card{
  background:#fff;border-radius:12px;padding:1.8em 1em 1.4em;text-align:center;
  transition:box-shadow .15s,transform .15s;
}
.team-preview-card:hover{box-shadow:0 12px 30px rgba(10,61,98,.1);transform:translateY(-2px)}
.team-preview-card img{
  width:120px;height:120px;border-radius:50%;object-fit:cover;
  margin:0 auto .9em;box-shadow:0 4px 14px rgba(10,61,98,.15);
}
.team-preview-name{font-weight:700;color:var(--ink);font-size:1.05rem;margin-bottom:.2em}
.team-preview-role{color:var(--ink-soft);font-size:.88rem;line-height:1.35}
@media (max-width:900px){.team-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.team-grid{grid-template-columns:1fr}}

/* -- Full team page ---------------------------------------- */
.team-full-list{margin-top:2em}
.team-full-card{
  display:grid;grid-template-columns:200px 1fr;gap:2em;
  padding:2em 0;border-bottom:1px solid var(--line);align-items:start;
}
.team-full-card:last-child{border-bottom:none}
.team-full-card img{
  width:180px;height:180px;border-radius:12px;object-fit:cover;
  box-shadow:0 8px 24px rgba(10,61,98,.15);
}
.team-full-body h2{margin:0 0 .3em;color:var(--ink);border-top:none;padding-top:0}
.team-role{color:var(--ink);font-weight:600;font-size:1.05rem;margin:0 0 .2em}
.team-credentials{color:var(--muted);font-size:.9rem;margin:0 0 1em;font-style:italic}
.team-bio{color:var(--text);margin:0 0 1.2em;line-height:1.65}
.team-areas-row{display:flex;flex-wrap:wrap;gap:.5em;align-items:center;margin-top:1em}
.team-areas-label{color:var(--muted);font-size:.82rem;text-transform:uppercase;letter-spacing:.5px;font-weight:700;margin-right:.4em}
.team-area{
  background:var(--ash);color:var(--ink);padding:.3em .8em;border-radius:99px;
  font-size:.85rem;font-weight:500;
}
@media (max-width:600px){
  .team-full-card{grid-template-columns:1fr;text-align:center;gap:1em}
  .team-full-card img{margin:0 auto}
  .team-areas-row{justify-content:center}
}

/* -- Homepage FAQ (wider layout, bigger icon) -------------- */
.homepage-faq{padding:5em 1.4em;background:#fff;border-top:1px solid var(--line)}
.homepage-faq .reading-narrow{max-width:820px;margin:0 auto}
.faq-icon-large{
  width:64px;height:64px;background:linear-gradient(135deg,var(--accent) 0%,var(--accent-dark) 100%);
  color:#fff;border-radius:16px;display:inline-flex;align-items:center;justify-content:center;
  font-size:2.2rem;font-weight:800;margin:0 auto .6em;box-shadow:0 8px 20px rgba(243,156,18,.3);
}
.homepage-faq .section-head h2{font-size:2.2rem}
.homepage-faq .faq{margin:2em 0 0;padding:0;border:none}
.homepage-faq .faq details{
  background:var(--ash);border:none;border-radius:10px;padding:0;margin-bottom:.6em;
  transition:background .15s;
}
.homepage-faq .faq details:hover{background:#e6ecf3}
.homepage-faq .faq details[open]{background:#fff;box-shadow:0 6px 24px rgba(10,61,98,.08)}
.homepage-faq .faq summary{padding:1.2em 1.5em;font-size:1.05rem}
.homepage-faq .faq details p{padding:0 1.5em 1.4em;margin:0;color:var(--ink-soft);line-height:1.65}

/* -- Article byline (portrait + name + meta) --------------- */
.article-byline{
  display:flex;align-items:center;gap:.9em;margin:1.4em 0 1.6em;
  padding-bottom:1.4em;border-bottom:1px solid var(--line);
}
.article-byline > a{display:block;flex-shrink:0;border-bottom:none}
.article-byline img{
  width:52px;height:52px;border-radius:50%;object-fit:cover;
  box-shadow:0 2px 8px rgba(10,61,98,.15);
}
.byline-body{flex:1;min-width:0}
.byline-name{color:var(--ink);font-weight:600;font-size:.98rem;margin-bottom:.15em}
.byline-name a{color:var(--ink);border-bottom:none}
.byline-name a:hover{color:var(--accent)}
.byline-role{color:var(--muted);font-weight:400;font-size:.9rem}
.article-byline .article-meta{margin:0;font-size:.82rem}
.article-byline .article-meta span:last-child{color:var(--success);font-weight:600}

/* -- Reading narrow (for homepage FAQ) --------------------- */
.reading-narrow{max-width:820px;margin:0 auto;padding:0 1.2em}

/* ============================================================
   v4 — logo swap, dressed-up form, carrier network strip
   ============================================================ */

/* -- Header logo bump ------------------------------------- */


/* -- Quote form v4: top bar, icons, trust footer ---------- */
.quote-form{
  padding:0;overflow:hidden;
  background:linear-gradient(180deg,#ffffff 0%,#f7fafc 100%);
  border:1px solid rgba(255,255,255,.4);
}
.quote-form-topbar{
  background:linear-gradient(90deg,#0a3d62 0%,#124e7d 100%);
  color:#fff;padding:.8em 1.3em;display:flex;justify-content:space-between;align-items:center;
  font-size:.85rem;font-weight:600;
}
.quote-form-topbar span{display:inline-flex;align-items:center;gap:.4em}
.quote-form-topbar svg{width:16px;height:16px}
.quote-form-topbar .quote-form-time{color:#ffcb6b}
.quote-form-topbar .quote-form-secure{color:#a6f2cd}
.quote-form-inner{padding:1.7em 1.9em 1.4em}
.quote-form h3{
  margin:0 0 .3em;font-size:1.4rem;color:var(--ink);letter-spacing:-.3px;font-weight:800;
}
.quote-form .quote-form-sub{color:var(--ink-soft);margin:0 0 1.2em;font-size:.95rem}
.qf-label{
  display:block;font-size:.82rem;font-weight:600;color:var(--ink-soft);
  margin:.7em 0 .3em;position:relative;
  text-transform:uppercase;letter-spacing:.4px;
}
.qf-label:first-of-type{margin-top:0}
.qf-icon{
  display:inline-flex;width:14px;height:14px;color:var(--accent);
  margin-right:.35em;vertical-align:-2px;
}
.qf-icon svg{width:14px;height:14px}
.quote-form input,.quote-form select{
  width:100%;padding:.8em 1em;border:1.5px solid var(--line);border-radius:8px;
  font-size:1rem;background:#fff;color:var(--text);font-family:inherit;box-sizing:border-box;
  transition:border-color .15s,box-shadow .15s;
}
.quote-form input:focus,.quote-form select:focus{
  outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(10,61,98,.15);
}
.quote-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:.7em}
.quote-form button[type=submit]{
  display:block;width:100%;
  background:linear-gradient(180deg,var(--accent) 0%,#e59409 100%);
  color:#fff;border:none;border-radius:10px;
  padding:1.05em 1.4em;font-size:1.1rem;font-weight:800;cursor:pointer;margin-top:1.3em;
  transition:filter .15s,transform .1s;letter-spacing:.2px;
  box-shadow:0 6px 18px -6px rgba(243,156,18,.6);
}
.quote-form button[type=submit]:hover{filter:brightness(1.05)}
.quote-form button[type=submit]:active{transform:translateY(1px)}
.quote-form-trust{
  display:flex;justify-content:space-between;gap:.6em;margin:1em 0 .5em;
  padding:.7em 0;border-top:1px dashed var(--line);border-bottom:1px dashed var(--line);
}
.qft-item{
  display:inline-flex;align-items:center;gap:.3em;font-size:.78rem;font-weight:600;color:var(--ink-soft);
}
.qft-item svg{width:14px;height:14px;color:var(--success)}
.quote-form .form-note{
  font-size:.72rem;color:var(--muted);text-align:center;margin:.6em 0 0;line-height:1.5;
}

/* -- Carrier network strip (advertiser-compliance) -------- */
.carrier-strip{padding:4em 1.4em;background:#fff;border-bottom:1px solid var(--line)}
.carrier-strip-head{text-align:center;max-width:640px;margin:0 auto 2.5em}
.carrier-badge{
  display:inline-block;background:var(--ink);color:#fff;padding:.35em .95em;border-radius:99px;
  font-size:.75rem;text-transform:uppercase;letter-spacing:.6px;font-weight:700;margin-bottom:1em;
}
.carrier-strip-head h2{margin:0 0 .4em;border-top:none;padding-top:0;font-size:1.9rem}
.carrier-strip-head p{color:var(--muted);margin:0;font-size:1rem}

.carrier-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:1.2em;
  max-width:var(--maxw);margin:0 auto;
}
.carrier-card{
  background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:1.4em 1.3em;transition:box-shadow .15s,transform .15s;
}
.carrier-card:hover{box-shadow:0 12px 30px rgba(10,61,98,.1);transform:translateY(-3px);border-color:transparent}
.carrier-name{
  font-size:1.35rem;font-weight:800;letter-spacing:-.5px;margin-bottom:.4em;line-height:1;
}
.font-sans{font-family:'Helvetica Neue',Arial,sans-serif}
.font-serif{font-family:Georgia,'Times New Roman',serif}
.carrier-name.italic{font-style:italic}
.carrier-stars{display:flex;align-items:center;gap:.3em;margin-bottom:.7em;font-size:.85rem}
.carrier-stars .star{font-size:.95rem;line-height:1}
.carrier-stars .star.full,.carrier-stars .star.half{color:#f5b301}
.carrier-stars .star.empty{color:#d5dce4}
.carrier-score{color:var(--ink-soft);font-weight:600;margin-left:.3em;font-size:.78rem}
.carrier-rate-row{
  display:flex;justify-content:space-between;align-items:baseline;
  padding-top:.7em;border-top:1px solid var(--line);
}
.carrier-rate-label{color:var(--muted);font-size:.78rem}
.carrier-rate{color:var(--ink);font-weight:800;font-size:1.15rem;letter-spacing:-.3px}
.carrier-per{color:var(--ink-soft);font-weight:500;font-size:.82rem;margin-left:.15em}
.carrier-disclaimer{
  max-width:820px;margin:2.5em auto 0;text-align:center;
  color:var(--muted);font-size:.78rem;line-height:1.55;
}
@media (max-width:900px){.carrier-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:500px){.carrier-grid{grid-template-columns:1fr}}

/* ============================================================
   v5 — animated hero, chat bubble, callouts carousel,
        smooth-scroll offset, mobile polish
   ============================================================ */

/* -- Smooth scroll offset for sticky header anchors ------- */
html{scroll-padding-top:80px}
#quote-form{scroll-margin-top:80px}

/* -- Animated hero: 3 crossfading BG layers + ken burns -- */
.hero-image{
  padding:0;background:#08304d;
  position:relative;overflow:hidden;
  min-height:640px;display:flex;align-items:center;
  background-image:none;
}
.hero-bg{
  position:absolute;inset:0;background-position:center;background-size:cover;
  opacity:0;animation:heroFade 21s infinite;transform-origin:center;
  will-change:opacity,transform;
}
.hero-bg-1{background-image:url(/assets/img/hero.jpg);animation-delay:0s}
.hero-bg-2{background-image:url(/assets/img/hero-a.jpg);animation-delay:-7s}
.hero-bg-3{background-image:url(/assets/img/hero-b.jpg);animation-delay:-14s}
@keyframes heroFade{
  0%{opacity:0;transform:scale(1.05)}
  8%{opacity:1;transform:scale(1.03)}
  30%{opacity:1;transform:scale(1)}
  38%{opacity:0;transform:scale(1)}
  100%{opacity:0;transform:scale(1)}
}
.hero-overlay{
  position:absolute;inset:0;display:block;
  background:linear-gradient(180deg,rgba(6,29,50,.35) 0%,rgba(6,29,50,.65) 100%);
  z-index:1;pointer-events:none;
}
.hero-inner{position:relative;z-index:2}

/* -- Editorial callouts carousel -------------------------- */
.callouts-section{padding:5em 1.4em;background:linear-gradient(180deg,#fff 0%,#f5f7fa 100%)}
.callout-eyebrow{
  color:var(--accent);font-size:.85rem;text-transform:uppercase;letter-spacing:.6px;
  font-weight:800;margin-bottom:.4em;
}
.callout-carousel{max-width:820px;margin:0 auto;position:relative}
.callout-slides{position:relative;min-height:280px}
.callout-slide{
  position:absolute;inset:0;opacity:0;transition:opacity .5s ease;
  background:#fff;border-radius:16px;padding:2.5em 2em 2em;
  box-shadow:0 12px 40px rgba(10,61,98,.08);text-align:center;pointer-events:none;
}
.callout-slide.active{opacity:1;pointer-events:auto;position:relative;inset:auto}
.callout-quote-mark{
  color:var(--accent);font-size:5rem;line-height:1;font-family:Georgia,serif;
  margin-top:-.35em;margin-bottom:-.3em;opacity:.35;font-weight:700;
}
.callout-quote{
  font-size:1.35rem;line-height:1.55;color:var(--ink);margin:.5em 0 1.3em;
  font-weight:500;font-family:Georgia,serif;font-style:italic;
  border:none;padding:0;background:none;
}
.callout-meta{color:var(--ink-soft);font-size:.92rem}
.callout-author{font-weight:700;color:var(--ink);font-size:1rem}
.callout-role{color:var(--ink-soft);font-size:.88rem;margin-top:.2em}
.callout-context{color:var(--muted);font-size:.8rem;margin-top:.4em;font-style:italic}
.callout-controls{
  display:flex;justify-content:center;align-items:center;gap:1em;margin-top:1.6em;
}
.callout-prev,.callout-next{
  background:#fff;color:var(--ink);border:1.5px solid var(--line);border-radius:50%;
  width:38px;height:38px;font-size:1.15rem;cursor:pointer;
  display:inline-flex;align-items:center;justify-content:center;
  transition:background .15s,color .15s;
}
.callout-prev:hover,.callout-next:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.callout-dots{display:flex;gap:.5em}
.callout-dot{
  width:9px;height:9px;border-radius:50%;background:var(--line);border:none;padding:0;cursor:pointer;
  transition:background .2s,transform .2s;
}
.callout-dot.active{background:var(--accent);transform:scale(1.3)}
.callout-dot:hover{background:var(--ink-soft)}

/* -- Sticky chat bubble ---------------------------------- */
.chat-bubble{position:fixed;bottom:22px;right:22px;z-index:1000;font-family:inherit}
.chat-bubble-btn{
  display:inline-flex;align-items:center;gap:.55em;
  background:var(--ink);color:#fff;border:none;border-radius:99px;
  padding:.85em 1.4em .85em 1.15em;font-size:.98rem;font-weight:700;cursor:pointer;
  box-shadow:0 12px 30px -6px rgba(10,61,98,.55);
  transition:transform .15s,box-shadow .15s,background .15s;
}
.chat-bubble-btn:hover{background:#124e7d;transform:translateY(-2px);box-shadow:0 18px 40px -6px rgba(10,61,98,.65)}
.chat-bubble-btn svg{width:20px;height:20px}
.chat-bubble-btn.hidden{display:none}
.chat-panel{
  display:none;flex-direction:column;
  width:340px;max-height:520px;background:#fff;border-radius:16px;overflow:hidden;
  box-shadow:0 30px 60px -20px rgba(0,0,0,.35),0 15px 30px -15px rgba(10,61,98,.35);
  position:absolute;bottom:0;right:0;
}
.chat-panel.open{display:flex}
.chat-header{
  display:flex;align-items:center;gap:.7em;padding:.9em 1em;
  background:linear-gradient(135deg,var(--ink) 0%,#124e7d 100%);color:#fff;
}
.chat-avatar{
  width:36px;height:36px;background:var(--accent);border-radius:50%;
  display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;
}
.chat-avatar svg{width:20px;height:20px}
.chat-name{font-weight:700;font-size:.95rem}
.chat-status{color:#a6f2cd;font-size:.78rem;display:flex;align-items:center;gap:.3em;margin-top:.1em}
.chat-dot{width:7px;height:7px;background:#26e07f;border-radius:50%;display:inline-block;animation:pulse 1.6s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.45}}
.chat-close{margin-left:auto;background:none;border:none;color:#fff;font-size:1.6rem;cursor:pointer;line-height:1;opacity:.85;padding:0 .3em}
.chat-close:hover{opacity:1}
.chat-body{padding:1em 1em .3em;overflow-y:auto;flex:1;background:#fafbfc}
.chat-msg{margin-bottom:.7em;display:flex}
.chat-msg p{
  margin:0;padding:.7em 1em;border-radius:14px;font-size:.92rem;line-height:1.45;max-width:82%;
}
.chat-msg.bot p{background:#fff;color:var(--text);border:1px solid var(--line);border-bottom-left-radius:4px}
.chat-msg.user{justify-content:flex-end}
.chat-msg.user p{background:var(--ink);color:#fff;border-bottom-right-radius:4px}
.chat-suggestions{display:flex;flex-wrap:wrap;gap:.4em;margin-bottom:.7em}
.chat-sug{
  background:#fff;border:1px solid var(--line);border-radius:99px;
  padding:.4em .85em;font-size:.82rem;color:var(--ink);cursor:pointer;font-family:inherit;
  transition:background .15s,border-color .15s;
}
.chat-sug:hover{background:var(--ash);border-color:var(--ink-soft)}
.chat-input-row{
  display:flex;gap:.4em;padding:.8em;border-top:1px solid var(--line);background:#fff;
}
.chat-input-row input{
  flex:1;padding:.7em .9em;border:1px solid var(--line);border-radius:99px;
  font-size:.9rem;font-family:inherit;color:var(--text);background:#fff;outline:none;
  transition:border-color .15s;
}
.chat-input-row input:focus{border-color:var(--ink)}
.chat-input-row button{
  background:var(--accent);color:#fff;border:none;border-radius:50%;
  width:38px;height:38px;cursor:pointer;
  display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;
  transition:background .15s;
}
.chat-input-row button:hover{background:var(--accent-dark)}
.chat-input-row button svg{width:16px;height:16px}
.chat-footer-note{
  margin:0;padding:.4em 1em .8em;text-align:center;color:var(--muted);font-size:.72rem;background:#fff;
}

/* -- Mobile polish (comprehensive pass) ------------------ */
@media (max-width:900px){
  
  .brand{font-size:1.2rem}
  .header-inner{padding:.75em 1em}
  .hero-inner{padding:2.5em 1.1em 2em}
  .hero-copy h1{font-size:2rem;line-height:1.15}
  .hero-copy .hero-sub{font-size:1rem;margin-bottom:1.2em}
  .quote-form-inner{padding:1.3em 1.4em 1em}
  .quote-form h3{font-size:1.25rem}
  .callout-slide{padding:2em 1.4em 1.5em}
  .callout-quote{font-size:1.1rem}
  .chat-bubble{bottom:14px;right:14px}
  .chat-bubble-btn span{display:none}
  .chat-bubble-btn{padding:.85em}
  .chat-panel{width:calc(100vw - 28px);max-height:calc(100vh - 90px);right:0;bottom:0}
  .footer-inner{grid-template-columns:1fr 1fr}
  .site-nav.open{
    right:1em;left:1em;top:calc(100% + .3em);background:#fff;padding:1em 1.2em;
    border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 30px rgba(10,61,98,.15);
    gap:.4em;
  }
  .site-nav.open a{padding:.5em 0;border-bottom:1px solid var(--line);width:100%}
  .site-nav.open a:last-of-type{border-bottom:none}
  .site-nav.open .nav-cta{background:var(--accent);color:#fff !important;text-align:center;border-radius:8px;border-bottom:none}
}
@media (max-width:600px){
  .hero-copy h1{font-size:1.75rem}
  .quote-form-topbar{padding:.6em 1em;font-size:.78rem}
  .value-grid{gap:.6em}
  .value-num{font-size:1.7rem}
  .section-head h2{font-size:1.7rem}
  .callout-quote-mark{font-size:3.5rem}
  .callout-quote{font-size:1rem;line-height:1.5}
  .callout-slides{min-height:340px}
  .carrier-strip-head h2{font-size:1.55rem}
  .carrier-name{font-size:1.15rem}
  .homepage-faq{padding:3em 1em}
  .homepage-faq .faq summary{padding:.9em 1.1em;font-size:.98rem}
}

/* v7 fix — align number input with select in quote form, higher specificity than .offer-form input[type=number] */
.quote-form input[type=number]::-webkit-outer-spin-button,
.quote-form input[type=number]::-webkit-inner-spin-button{
  -webkit-appearance:none;margin:0;
}
.quote-form input[type=number],
.quote-form input[type=text],
.quote-form input[type=tel],
.quote-form input[type=email],
.quote-form input[type=number].form-input,
.quote-form select{
  height:46px;
  padding:0 1em;
  line-height:1.2;
  border-radius:8px;
  box-sizing:border-box;
  -moz-appearance:textfield;
}
.quote-form select{
  appearance:none;
  -webkit-appearance:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='7' viewBox='0 0 12 7' fill='none'><path d='M1 1l5 5 5-5' stroke='%2368778a' stroke-width='2' stroke-linecap='round'/></svg>");
  background-repeat:no-repeat;
  background-position:right 1em center;
  background-size:12px 7px;
  padding-right:2.4em;
}

/* v7.1 fix — both labels in .form-row should align at top (margin-top was pushing 2nd label down) */
.quote-form .form-row > .qf-label{margin-top:0}


/* ============================================================
   quotescomparenow.com -- homepage lander + article meta
   ============================================================ */
.article-meta{display:flex;flex-wrap:wrap;gap:.4em 1.2em;color:var(--muted);font-size:.9rem;margin:.6em 0 1.4em}
.lp-hero{background:var(--ash);border-bottom:1px solid var(--line)}
.lp-hero-inner{max-width:var(--maxw);margin:0 auto;padding:3.2em 1.2em 3.4em;display:grid;grid-template-columns:1.05fr .95fr;gap:3em;align-items:center}
.lp-eyebrow{color:var(--accent);font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.82rem;margin:0 0 .6em}
.lp-copy h1{font-size:2.7rem;line-height:1.12;color:var(--ink);margin:0 0 .45em}
.lp-sub{font-size:1.15rem;color:#3d4756;margin:0 0 1.3em;max-width:34em}
.lp-zip{display:flex;gap:.6em;max-width:540px;flex-wrap:wrap}
.lp-zip input{flex:1;min-width:180px;padding:.95em 1.1em;border:2px solid #c9d8ee;border-radius:6px;font-size:1.15rem;font-family:Roboto,sans-serif;color:var(--text);background:#fff}
.lp-zip input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(48,136,253,.18)}
.lp-zip .btn{font-size:1.15rem;padding:.9em 1.7em;white-space:nowrap;cursor:pointer;border:0}
.lp-zip .err{flex-basis:100%;color:var(--danger);font-size:.9rem;display:none;margin:.2em 0 0}
.lp-under{margin:.9em 0 1.2em;color:var(--muted);font-size:.95rem}
.lp-under a{color:var(--accent);font-weight:700;border-bottom:none}
.lp-trust{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.6em 1.4em;color:var(--ink);font-weight:500;font-size:.95rem}
.lp-trust li{margin:0}
.lp-trust li::before{content:"\2713";color:var(--success);font-weight:700;margin-right:.45em}
.lp-photo img{width:100%;height:auto;border-radius:12px;box-shadow:var(--shadow)}
.lp-section{max-width:var(--maxw);margin:0 auto;padding:3.2em 1.2em}
.lp-section h2{text-align:center;border:0;padding:0;margin:0 0 .3em;font-size:1.9rem}
.lp-section .lead{text-align:center;color:var(--muted);margin:0 auto 2.2em;max-width:44em}
.lp-alt{background:#fff}
.lp-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6em}
.lp-step{text-align:center;padding:1.6em 1.2em;background:#fff;border:1px solid var(--line);border-radius:12px}
.lp-step .n{width:44px;height:44px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;font-size:1.2rem;display:inline-flex;align-items:center;justify-content:center;margin-bottom:.8em}
.lp-step h3{margin:.2em 0 .4em;font-size:1.1rem}
.lp-step p{color:var(--muted);margin:0;font-size:.95rem}
.lp-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4em}
.lp-card{background:var(--ash);border-radius:12px;padding:1.5em 1.4em}
.lp-card h3{margin:0 0 .4em;font-size:1.08rem}
.lp-card p{color:#3d4756;margin:0 0 .8em;font-size:.95rem}
.lp-card a{font-weight:600;color:var(--accent);border-bottom:none}
.lp-faq-wrap .faq{max-width:var(--readw);margin:0 auto}
.lp-band{background:linear-gradient(135deg,var(--ink) 0%,#115abf 100%);color:#fff;text-align:center;padding:3.2em 1.2em}
.lp-band h2{color:#fff;border:0;padding:0;margin:0 0 .3em;font-size:1.9rem}
.lp-band p{color:#d5e3f8;margin:0 0 1.4em}
.lp-band .btn{background:#fff;color:var(--ink);font-size:1.1rem;padding:1em 2.2em}
.lp-band .btn:hover{background:#e7efff;color:var(--ink)}
.sr-only{position:absolute;left:-9999px}
@media (max-width:900px){.lp-hero-inner{grid-template-columns:1fr;padding:2.2em 1.2em}.lp-photo{order:-1}.lp-copy h1{font-size:2.1rem}.lp-steps,.lp-cards{grid-template-columns:1fr}.brand img{width:160px;height:31px}}